• Your Insurance...clearly


    Claro delivers good insurance coverage at a good price with a great experience to limited asset buyers who find it challenging to access insurance without paying a major premium.

About Us

CLARO is an insurance program offered to residents of Arizona and Nevada through AE Specialty, Inc. – a subsidiary of American European Insurance Company.

A powerful insurance program

We see you for who you are; someone that should have safe, affordable, and reliable coverage. We think about you beyond the premium and give you the coverage that you not only need, but deserve as well

  • Independent Agent driven

  • Flexible payment plans

  • Foreign Drivers Licenses accepted

  • SR22 filings

  • Proof or prior insurance discount

  • Many discounts available

  • No surcharge for comprehensive losses

  • Paperless Billing

  • Live chat support available

  • Reliable bilingual (Spanish and English) underwriting and customer service support


Frequently Asked Questions

We Accept Most Cars and Drivers

CLARO offers auto insurance for drivers that have had a less than perfect driving history or have not been able to keep their insurance in force. We understand and will try to offer you affordable coverage to meet your needs.

Low Down Payments

We realize that you have other things to spend your money on, other than auto insurance. it is our goal to offer a low down payment option to every policyholder. We offer payment by credit or debit card, as well as by electronic withdrawal from a bank account.

Paperless Automatic Billing

With our Paperless Options, you can quickly access your ID Card, your Policy and your bills online. In addition, when combined with Paperless Billing, which automatically pays your premium each month from your bank account or credit/debit card, you may be eligible for a discount on the premium for your policy.

Quality Service

We strive every day to meet or exceed the expectations of our policyholders.



What Clients Says About us?

What Clients Says About us?