Mario is a pit boss at a downtown casino. He lives alone in a 2-bedroom apartment near the arts district. He needs two bedroom as his 8-year-old son stays with him a few nights per week. Mario owns a 2016 VW Jetta, and no longer holds car payments. Thrifty and likes a good deal.
Emily is a UNLV part-time student, working at the Nevada State Parks as a visitor center guide at Old Las Vegas Mormon Fort. Emily lives at home with her parents. Just bought her first car: 2010 Subaru Outback for $15k from Carvana with 50% down and a 24-month payment plan. Eco-conscious and respects a company with similar values.
Sandra works cleaning corporate offices in downtown Reno. Originally from El Salvador, Sandra lives with her two daughters and her sister in a two-bedroom apartment in Lemmon Valley. Sandra drives a 2008 Toyota Corolla which she bought at a local used-car dealership that offer her payments without having credit.